Taking Charge of Your Money: An Introduction to Financial Capability

Cover Image - Asian Youth Holding Cash and a CalculatorDo you know how to be smart with your money? In other words, are you financially capable? This brief is a starting point for learning about and developing your financial capability so that you can make smart decisions about managing your money now and in the future. Financial capability is “the capacity, based on knowledge, skills, and access, to manage financial resources effectively” (Department of the Treasury, 2010). Learning to be financially capable is an important part of becoming an adult. This brief will help you learn some of the basics of earning, saving and investing, spending, borrowing, and protecting your money.

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