Asset Development

Assets are investments that appreciate over time. Examples are cash savings, investments, and retirement accounts, as well as material possessions such as a house, automobile, or small business. To be economically secure, families need both income and assets. Regular income helps families pay for daily living expenses. Assets help families weather financial hardships and prepare for the future by saving for retirement or investing in their children's education. Asset-development policies promote financial opportunity for all members of society and allow people to earn good incomes, save money, buy a home, start a business, and live securely in retirement.

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